منابع مشابه
From Loan Screening to Loan Prospecting
We study a controlled corporate experiment in which loan officers were compensated to engage in loan prospecting in addition to the traditional loan screening. Loan prospecting led to larger loan sizes (+15%) and higher origination rates (+31%) while keeping the traditional credit quality threshold and interest rate intact. Loan officers attempt to influence the decision making process: loan of...
متن کاملA System for Detection of Fabrication in Photocopy Document
Photocopy documents are very common in our normal life. In India, people are permitted to carry and produce photocopied documents frequently, to avoid damages or losing the original documents. But this provision is misused for temporary benefits by fabricating fake photocopied documents. When a photocopied document is produced, it may be required to check for its originality. An attempt is made...
متن کاملService-linked scholarships, loans, and loan repayment programs for nurses in the southeast.
A variety of public and private programs provide financial support for the costs of nurses' training in exchange for service commitments to work in rural, underserved, and other needy areas. Little is known about the number, size, and operations of these support-for-service programs for nurses. We identified and in this article describe such programs in eight southeastern states. Eligible progr...
متن کاملCultural Proximity and Loan Outcomes∗
We present evidence that cultural proximity (shared codes, beliefs, ethnicity) between lenders and borrowers increases the quantity of credit and reduces default. We identify in-group lending using dyadic data on religion and caste for officers and borrowers from an Indian bank, and a rotation policy that induces exogenous matching between them. Having an in-group officer increases credit acces...
متن کاملCredit derivatives and loan pricing
This paper examines the relation between the new markets for credit default swaps (CDS) and banks’ pricing of syndicated loans to US corporates. We find that changes in CDS spreads have a significantly positive coefficient and explain about 25% of subsequent monthly changes in aggregate loan spreads during 2000–2005. Moreover, when compared to traditional explanatory factors, they turn out to b...
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ژورنال
عنوان ژورنال: Igaku Toshokan
سال: 1970
ISSN: 0445-2429,1884-5622
DOI: 10.7142/igakutoshokan.17.301